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Buying an RV is exciting. It's a gateway to adventures you'll cherish for the rest of your life.
But the dealer you buy from matters just as much as the rig itself. A good dealer helps you for years. A bad one may leave you stuck and frustrated, feeling as though you have nowhere to turn.
Here's how to tell them apart.
The service shop matters... a lot
Like many things in life, you're going to eventually hit bumps in the road. Things break. Slides can get stuck, water heaters quit, and sometimes water can even leak in. That is part of the process. You will need repairs at some point.
You should 100% ask about a dealer's service department and extended network so you understand what kind of coverage options you're going to have.
Ask the dealer:
- How long is the wait to get an RV serviced on average?
- Do you work on RVs you did not sell?
- Do your own customers get to go first?
Some shops make you wait months for a small fix. But a good one gets you back on the road fast. If they dodge these questions, pay attention. You deserve to understand what the realistic timelines are.
Read the reviews the smart way
Everyone looks at how many stars a dealership has on Google Maps.
That's a good start, but it isn't the full picture. Reading the reviews can help color between the lines.
One bad review doesn't mean much. Some people are chronic complainers.
But when there are a dozen reviews about how the service shop doesn't return their calls for a week... it's a sign that you should look elsewhere.
It's also worthwhile to see how the dealer answers bad reviews too. Do they own it, apologize and offer to help? Or do they argue and blame the customer?
The way they treat unhappy customers says a lot about who you're working with.
A good dealer gives you room to think
For most of us, buying an RV is a big deal. It's an investment and you shouldn't feel rushed into it.
If a salesperson pushes you, hides information, or gets impatient when you want time to think, it's worth taking a step back and considering your options.
But it's also worthwhile to understand that many businesses run discounts and promotions for a limited time, and it doesn't necessarily mean that they're out to get you.
Ask what happens after you drive off
Buying the RV is just the start. You will probably have a relationship with this dealer for years, so ask about that part now.
- Who do I call when something breaks?
- What does the warranty cover, and for how long?
- Will you show me how everything works before I take it home?
That last one matters more than people think. A good dealer walks you through the whole RV at pickup. They show you how to run the water, the power, the slides, all of it. If they just hand you the keys and wave goodbye, watch out!
Big chain or family shop?
You will find both. Big chains have more RVs and more locations. Small family shops often know you by name and take the time to help.
One is not guaranteed to be better than the other. How they treat you and what level of service you're going to receive arguably matters more than having the perfect rig on the lot.
Visit them in person and walk the lot. Most people learn more through that process than they initially expect.
Also talk to the people in the service shop, not just the salesperson. You can feel pretty fast whether a place cares about its customers.
Choose carefully
Bottom line, it's worth choosing your dealer as carefully as you choose your RV.
Look hard at the service shop. Read the reviews for patterns. Take your time.
These short and easy steps might seem small, but they will save you a ton of headaches down the road.
One of the first big choices you make is whether to go new or used.
Both can be a smart buy. It comes down to your budget, how handy you are, and how much risk you want to take.
Here is a simple way to think it through.
Why buy new?
A new RV is fresh. Nobody else has used it. You get the newest layouts, the newest floorplans, and a full factory warranty. If something breaks in the first year or two, the maker pays to fix it.
New also means you know the whole history. There are no surprises from an old owner who skipped care.
Downside of buying new
RVs depreciate in value. A new RV can drop a big chunk of its price the moment you drive it off the lot, a lot like a new car. If you sell in a few years, you may get back far less than you paid.
Why buy used?
A used RV costs less, sometimes a lot less. Someone else already took the big hit on value, so your money goes further. You might get a bigger or nicer rig for the same price as a small new one.
A used RV that is a few years old has also been broken in. The early bugs have usually been found and fixed by now.
Downsides of buying used
You are buying someone else's history.
If they did not take care of it, it's possible to inherit their problems if the dealership didn't properly diagnose or fix them.
Water damage is the big one to watch for. It can hide behind walls and cost a lot to repair.
Most used RVs also come with little or no warranty. If something breaks, the bill is yours.
That is why you should never skip an inspection on a used RV. Pay a good RV tech to check it over before you buy. It costs a few hundred dollars and can save you thousands.
A simple way to choose
Buy new if you want the newest rig, you plan to keep it a long time, and peace of mind matters more to you than saving money.
Buy used if you want to stretch your budget, you are okay with an older layout, and you are willing to pay to get it inspected first.
There is no right or wrong answer here. The best choice is the one that fits your budget and your preferences.
RVs come in many shapes and sizes, and the names can be confusing at first. Here is a plain guide to the main types and who each one fits.
There are two big groups. Motorhomes, which you drive. And towables, which you pull behind a truck or SUV.
Motorhomes
Class A is the big one. It looks like a massive bus. These have the most room and the nicest features, and they are great for full-time living or long trips. They also require a larger investment than Class B and Class C motorhomes, because they're top of the line when it comes to comfort.
Class B is a camper van. It is small, easy to drive, and easy to park. It works well for couples and short trips. The trade-off is less space inside. They're very small relative to both Class As and Class Bs.
Class C sits in the middle. You can spot it by the bunk that hangs over the driver's seat. It drives more like a UHAUL, sleeps a whole family, and costs less than a Class A. A lot of first-time buyers start here.
Towables
Travel trailers are the most common RV out there. They come in every size, from tiny to huge, and there is one for almost any budget. You need a truck or SUV that can pull the weight, so check that first.
Fifth wheels are large trailers that hook into the bed of a pickup. They are roomy, steady on the road, and a favorite for people who camp a lot or live in them full-time. You do need a full-size truck to pull one.
Pop-up campers are small and fold down flat for towing. They are cheap and light, and a smaller SUV can often pull them. They give you less protection from the weather, but they are a fun, low-cost way to start.
How to pick
Think about three things:
- How many people are coming.
- What vehicle you already have and what you can tow.
- And how much you're able to invest in the rig.
If you want to just get in and drive, go with a motorhome.
If you want the option to unhook at camp and use your truck to drive around town, go with a towable.
New buyers often do great with a Class C motorhome or a travel trailer. Both are roomy enough for a family and easy on the wallet next to the big rigs.
Take your time and sit inside a few before you buy. The right one often feels like home when you step in.
The price on the sticker is just the start. Owning an RV comes with a bunch of other costs, and they surprise a lot of new buyers. Here is the full picture so you can plan for it.
The price to buy
RVs cover a huge range. A small pop-up or an older used travel trailer can run a few thousand dollars. A big new motorhome can cost more than a house in some towns. Many families land somewhere in the middle, often between twenty and eighty thousand dollars.
If you take a loan, remember that RV loans can run many years, and you pay interest the whole time. The monthly payment is easy to focus on, but it's also worth adding up what you pay over the whole life of the loan too.
The costs after you buy
This is the part people forget. Even when the RV is paid off, it still costs money to own.
- Insurance, which you pay every month or year.
- A place to store it. A lot of people cannot park an RV at home, so they rent a storage spot.
- Repairs and upkeep. Tires, batteries, roof sealing, and the small fixes that come with any RV.
- Campground fees when you travel.
- Fuel. RVs aren't the most fuel efficient option on the road, no surprises there!
A smart way to plan
Do not just budget for the RV. Budget for a full year of owning it.
Add up the payment, insurance, storage, a little for repairs, and what you expect to spend on trips. That number is worth estimating before you move forward.
Buying your first RV is a big, exciting step. It is also easy to make a few common mistakes that you end up paying for later. Here are the big ones and how to steer clear.
Buying too big
New buyers often fall for the largest, roomiest rig on the lot. Then they find out it is hard to drive, hard to park, and not welcome at some smaller campgrounds. Bigger is not always better. Picture where you will really camp and how you will really drive before you size up.
Forgetting to check what you can tow
If you are buying a trailer, your truck or SUV has to pull it safely. A lot of first-timers buy the trailer first and learn the hard way that their vehicle cannot handle the weight. Check your tow rating before you fall in love with a rig.
Skipping the inspection on a used RV
A used RV can look great and still hide water damage or worn-out parts. Paying a good RV tech to inspect it costs a few hundred dollars. That is cheap next to the thousands a hidden problem can cost you. Never skip this step on a used rig.
Only thinking about the sticker price
The price to buy is just the start. Insurance, storage, repairs, campground fees, and fuel all add up. Plan for a full year of owning the RV, not just the day you buy it. That way there are no nasty surprises.
Rushing the deal
Excitement makes people move fast, and a pushy salesperson can make it worse. Take your time, sleep on it, and compare a few options. A good rig and a good dealer will still be there tomorrow.
Skipping the walkthrough
When you pick up your RV, a good dealer will show you how everything works. The water, the power, the slides, all of it. Do not wave this off just to get on the road faster. An hour of learning at pickup makes your first trip go a lot smoother.
Not being honest about how you will use it
It is easy to picture grand cross-country adventures. Most people actually take shorter, closer trips than they imagine. Be honest with yourself about how you will really use the RV. The right rig fits the trips you will take, not the ones you daydream about.
The bottom line
Slow down, do your homework, and be honest about how you will use it. Get a used rig inspected, know what you can tow, and plan for the full cost. Do that, and your first RV is a lot more likely to bring the good times you are hoping for.
Buying a used RV can save you a lot of money. But a used rig can also hide problems that cost a fortune later. Before you buy, go through it top to bottom. Here is a simple checklist you can use, and it is smart to bring a certified RV tech for a full inspection too.
Water damage (check this first)
Water is the number one killer of RVs. Look for soft spots on the floor, walls, and ceiling, and press on them. If they feel spongy, that is a red flag. Check around windows, vents, and seams for stains or bubbling. A musty smell inside is another warning sign.
The roof
Get up top if you can. Look at the seals and seams. Cracked or peeling sealant lets water in. A roof that has been cared for is a good sign the whole rig has been.
Tires
Check the age, not just the tread. RV tires often age out before they wear out, so look for cracks in the sidewalls. Old tires are a safety issue and a cost you will face soon.
Slides
Run every slide all the way in and out. They should move smooth and even, with no grinding. Look for water stains around the slide seals.
Appliances and systems
Turn everything on. The fridge, stove, furnace, air conditioner, water heater, and water pump. Fill the water tank and check for leaks. Test the lights and outlets on both battery and shore power.
Frame and undercarriage
Look underneath for rust, cracks, or signs of a past accident. On a towable, check the hitch and the frame where it takes the most stress.
The paperwork
Ask for service records. A rig with a paper trail of care is worth more than one without. Make sure the title is clean and matches the VIN.
Bring a pro
Even if everything looks good to you, pay a certified RV inspector before you buy. It runs a few hundred dollars and can catch the expensive things you would miss. On a purchase this size, that is cheap insurance.
The right questions save you money and headaches. Whether you are talking to a dealer or a private seller, run through these before you sign anything.
- Has this RV ever had water damage? Ask straight out, and check for yourself too.
- Can I see the service records? A clear history of care is a great sign.
- What is covered under warranty, and for how long? Get the answer in writing.
- How old are the tires? Old tires are a hidden cost, even when the tread looks fine.
- Can I run every system and appliance right now? A good seller will say yes.
- What does this really cost per year to own? Think insurance, storage, and upkeep, plus the price.
- Will you walk me through how everything works at pickup? A good dealer gives you a real walkthrough.
- What is the return or exchange policy if something turns out wrong? Get this clear up front.
- Why is this RV being sold? The answer can tell you a lot.
- Can I get an independent inspection before I buy? A trustworthy seller will be glad to let you.
Take your time with these. A seller who answers them openly is one you can trust.
Most people borrow to buy an RV, and RV loans work a little differently than car loans. Here is what to know before you sign.
RV loans can run a long time
Car loans usually last five or six years. RV loans can stretch much longer, sometimes ten, fifteen, or even twenty years on a big rig. A longer loan means a smaller monthly payment, but you pay a lot more interest over time. Always look at the total cost, not just the monthly number.
Your rate depends on a few things
The rate you get depends on your credit, the size of the loan, and whether the RV is new or used. Better credit gets a better rate. Used RVs sometimes carry a slightly higher rate than new ones.
The RV is the collateral
Most RV loans are secured, which means the RV itself backs the loan. If you stop paying, the lender can take it. That is why the rates are lower than an unsecured loan, and it is also why you want to be sure about the payment before you commit.
Watch the down payment
Many lenders want ten to twenty percent down. A bigger down payment lowers your monthly cost and the total interest you pay. It also helps you avoid owing more than the RV is worth, which matters because RVs lose value fast.
Shop around
It pays to compare a few options before you commit. Getting pre-approved before you shop gives you a clear budget and makes the offers easy to compare side by side. But it is also worthwhile to consider the extra work of financing through third parties too. It can be a hassle.
The bottom line
Borrowing for an RV is normal. Just go in with open eyes. Know the total cost, put down what you can, and compare a few lenders before you commit.
A warranty can save you thousands, or leave you frustrated, depending on what you buy and how well you understand it. Here is a plain breakdown.
The factory warranty
A new RV comes with a warranty from the manufacturer. It usually covers the structure and many systems for the first year or so, with some parts covered longer. This is one of the big perks of buying new. If something breaks early, the maker pays to fix it.
Keep in mind that the RV maker and the makers of the parts inside, like the fridge, the air conditioner, and the furnace, sometimes cover their own pieces separately. Ask who covers what.
Extended warranties and service contracts
When you buy, a dealer will often offer an extended warranty, sometimes called a service contract. It covers certain repairs after the factory warranty ends. These can be worth it on a big, complex rig, but read the details closely.
Look at:
- What is actually covered, and what is left out.
- The deductible you pay per visit.
- Where you are allowed to get repairs done.
- Whether you can cancel it or transfer it if you sell.
The fine print matters
Most warranty fights come down to exclusions and upkeep. If you skip required maintenance, a claim can be denied. So keep your service records, and read what voids the coverage before you assume you are covered.
Are they worth it?
It depends on the rig and how you plan to use it. On an expensive motorhome with lots of systems, a good service contract can pay for itself with a single repair. On a simpler rig you may not need as much coverage. The key is to match the plan to your RV and how long you expect to keep it, and to know exactly what it covers before you decide.
An RV is part vehicle and part home, so it needs regular care to stay road ready. Keep up with a few simple things and you will avoid most of the big, expensive surprises. Here is a beginner-friendly checklist to work from.
Check the roof and seals (a few times a year)
The roof is where trouble usually starts. Every few months, look over the seals around the roof, the vents, and the windows. Reseal any spot that is cracked or peeling before water gets in. This one habit prevents the most common and costly RV repair there is.
Watch your tires
RV tires often age out before the tread wears down. Check the pressure before every trip, since a low tire can fail on the highway. Look for cracks in the sidewalls, and know that most RV tires need replacing every five to seven years no matter how they look.
Care for the batteries
Keep the battery terminals clean and the connections tight. If you store the RV over the winter, keep the battery charged so it does not go dead. A battery that sits empty for months usually will not come back.
Flush and sanitize the water system
Every so often, drain and sanitize the fresh water tank and lines. It keeps your water safe to drink and your system free of buildup. Do it at the start of the season and any time the RV has been sitting for a while.
Test the systems before each trip
Before you head out, run the fridge, the furnace, the air conditioner, and the water heater. It is a lot easier to fix a problem in your driveway than at the campground.
Bearings and brakes (for towables)
If you pull a trailer, the wheel bearings need to be repacked with grease on a schedule, and the brakes need a regular check. This is easy to overlook and it matters for safe towing.
When to call a pro
Plenty of this you can do yourself. For the bigger jobs, or any time you are not sure, your dealer's service shop or a trusted RV tech can handle it. Keeping records of the work also helps protect your warranty.
If you live where it gets cold and your RV sits for the winter, you need to winterize it. Water left in the pipes can freeze, expand, and crack the lines or the water heater. That is an expensive fix, and an easy one to avoid. Here is how it works.
Why it matters
Water expands when it freezes. Even a little left in your plumbing can split a pipe or crack a fitting. Winterizing gets the water out and protects the whole system through the cold months.
The basic steps
Here is the general process. Check your owner's manual too, since rigs differ.
- Drain the fresh water tank and both the gray and black tanks.
- Drain the water heater once it has cooled. Never drain it while it is hot or still under pressure.
- Open all the faucets and the low-point drains to let the lines empty out.
- Bypass the water heater so you do not fill it with antifreeze.
- Pump RV antifreeze, the pink non-toxic kind, through the lines until it runs from every faucet. Some people blow the lines out with air instead, which also works.
- Pour a little antifreeze down each drain and into the toilet to protect the traps.
A few tips
Use only RV or marine antifreeze. The kind made for car engines is toxic and does not belong in your water lines. Remember the outdoor shower and any water filter. When spring comes, flush and sanitize the system before you use it again.
Do it yourself or have it done
Many owners learn to do this at home in an hour or two. If you would rather not, most dealer service shops winterize RVs for a modest fee, and it is a common service this time of year.
Water is the number one enemy of any RV. A small leak you cannot see can rot the floor, ruin the walls, and lead to repairs that cost thousands. The good news is that a little attention goes a long way. Here is what to watch for and how to stay ahead of it.
Where leaks start
Most leaks begin at a seam or an opening in the roof and walls. The usual spots are:
- The roof seams and edges.
- Around vents, fans, and the air conditioner.
- Windows and doors.
- The seals along the slides.
- Anywhere a screw or fixture goes through the outside wall.
How to check
Every few months, and after any big storm, walk the roof if it is safe to, or look it over from a ladder. Check the sealant everywhere it is used. If it is cracked, peeling, or pulling away, that is where water will get in. Inside, look for soft spots, stains, or a musty smell. Those mean water may have already found its way in.
Stay ahead with sealant
Resealing is cheap and easy next to a leak repair. Keep the right sealant on hand for your roof type and touch up any worn spots as you find them. Many owners give the whole roof a fresh once-over once a year.
Catch it early
With water, speed is everything. A spot you seal today costs a few dollars. That same leak ignored for a season can mean a new floor or wall. If you ever find a soft spot or a stain you cannot explain, get it looked at right away, either yourself or by an RV service shop.